Advice

Checked your car insurance? Renew it online

Parichay Malvankar
Written by Parichay Malvankar

End of the calendar year, or the beggining of the new year is always a good time to buy a new car. Not only do dealers offer massive discounts on new cars, but even brands engage in various initiatives to offer added benefits to the customers. And if you are currently looking to buy a new car in the immediate future, remember, you need to buy a good car insurance policy for your new vehicle.

With changing times, a customer has now all the access to renew or buy car insurance online. One such general insurance company, Bharti AXA gives you an option to renew your policy in just 5 minutes via their portal. With just a few steps, you can either get a brand new policy, renew your existing Bharti Axa policy or even renew insurance policy purchased from another brand previously.

Vehicle insurance is not only a necessity, but even a legal requirement while driving out on the road. With one time payment in a year, the insurance company assures you to pay for repair & damage when there is a valid claim in case on an accident. While one can purchase Third-Party Liability Coverage or Comprehensive Car Insurance, we strongly promote the purchase of the latter as this not only covers losses / damages to you and your vehicle, but also from any 3rd party liabilities if another vehicle / person is involved in the accident.

When you purchase a Comprehensive Car Insurance policy from Bharti AXA, for an additional premium of INR 100, you also cover yourself for sum assured of INR 2 lakh as personal accident cover.

Bharti AXA has a proven track record with customer satisfaction and claim settlement. The brand has issued over 3.5 million policies and has over 2,500+ garages under its wing for cashless claim settlement. The brand also provides you with 24*7 claim assistance, so you can connect with the team at any time of the day for your peace of mind.

When you own a car, please understand, that car insurance renewal is just as important as wearing a seat belt every time you start driving.

Here are a few add-on covers offered by Bharti AXA:

  • No Claim Bonus Protector
  • Hydrostatic lock cover
  • Zero depreciation cover
  • Roadside assistance
  • Invoice price cover
  • Co-passenger cover
  • Key replacement
  • Medical expenses
  • Hospital cash
  • Consumables cover
  • Ambulance charges
  • Engine & gearbox cover

Situations accepted under accident claim:

  • Road accidents
  • Natural disasters
  • Manmade disasters
  • Personal accident cover for owner / driver
  • Third party liability

Situations excluded under accident claim

  • Drink & drive
  • Staged accident
  • Illegal activity
  • Commercial activity

Also remember, the premium of your car insurance policy depends on the IDV. Here, IDV stands for Insured Declared Value. When buying / renewing your car insurance, you can either increase or decrease the IDV of your vehicle. However, the more the better, as you might benefit during claims & settlement.

So, if your car insurance renewal is some time away, you can set a reminder with Bharti AXA so you do not miss the date, and save on money. And in case your policy is about to expire, do click on the hyperlinks above and you can get your car insured within a few minutes.

Always remember, you might have 100% confidence on your driving and skills, but not everyone on the road is perfect behind the wheel. Having a valid car insurance policy will always work in your favour.

About the author

Parichay Malvankar

Parichay Malvankar

Founder, owner and editor-in-chief of www.Shifting-Gears.com; a born gearhead, nothing apart from a set of wheels gets his pulse racing.